10 Reasons You Aren’t Rich Yet
Wouldn’t it be great to have unlimited wealth? No more living paycheck to paycheck, wondering whether or not your debit card is going to be declined, and no more feelings of guilt because of what you can’t provide for your family. Here’s the thing. You can be rich. Unfortunately, you are the one who is holding yourself back. After looking at the 10 reasons you are not rich yet, you’ll see what you need to do. If your goal is financial prosperity, the following advice is definitely for you!
- You Come From Humble Beginnings
l Regardless of what type of financial situation your family was in while you were growing up, you cannot let it hold you back. For inspiration, look at Howard Schultz. He grew up in a subsidized housing complex. Today he’s worth $2.9 billion thanks to a little coffee shop called Starbucks. Other examples include Francois Pinault and Leonardo Del Vecchio.
l Put what you learned to good use. If you grew up poor, you know the power of a coupon. Just because you have a good job now doesn’t mean you no longer need them, especially when it comes to retail stores. Always check for a coupon online before you checkout.
- You Don’t Believe You’re Worth it
l Regardless of who you were and what you may have done in the past, you are just as worthy of being rich as anyone else.
l Keep this in mind. Being poor today won’t make up for what you did yesterday.
- You’re Always Broke
l If you don’t know where your money is going, it’s time to take a good look at your spending habits. Do you spend $4 on a cup of coffee several times a week?
l It’s time to separate what you want from what you need. For example, you may need a car to get to work. However, you want the luxury model that will end up costing you several hundred dollars a month. Focus on what you need.
l Set up a budget and stick to it. If you constantly pull out your debit card for little impulse purchases, withdraw enough cash to get you through the little extras you might need during the week. Once you run out, you’ll have to tough it out until next week.
- You Don’t Take Chances
l Sometimes in life you just have to have a little faith. Interestingly, while 63% of wealthy people are willing to take financial risks, only 6% of poor people are .
l However, do your research and make sure there is a chance of success. Don’t simply agree to anything.
l If you do take a chance and happen to fail, use it as a learning opportunity.
- You Don’t Think Outside the Box
l It is time to step out of your comfort zone and get creative in your pursuit of wealth.
l Look for market gaps that you could take advantage of.
- You’re a Follower, Not a Leader
l Step away from the pack and forge your own path. (Don’t be afraid down a path no one has walked before.)
l Don’t allow others to simply lead you through life. Focus on becoming a pioneer who makes their own decisions.
l When you follow others, you’re not allowing yourself to be the real you. Be true to yourself; do what you love. The money will follow.
- You’re Always Comparing Yourself to Others
l It’s important to understand that appearances can be deceiving. The person you see living a lavish life today may be the same person who is still working when they are 75
l Constantly comparing yourself to others leaves you with everything to lose (drive, pride, dignity, and passion) and nothing to gain. Plus, it takes the focus off of your life. Concentrate on your success in life, not someone else’s.
- You’re a Victim
It’s easy to make yourself the victim. If you are constantly setting low expectations for yourself to make certain you are not disappointed, stop!
l Playing the victim only attracts negativity to your life because you are always looking for instances of injustice and unfairness.
- You Don’t Follow Through with Goals
l The only surefire path to becoming wealthy is by setting goals and following up on them. (Actually, goals are crucial for almost anything in life.)
l Set up specific goals with clearly defined achieve by dates. Be sure they are in positive terms. For example, I will pay off my Visa credit card within 6 months of today. (Don’t put 6 months. Be sure it is a specific date.)
l Then, write down a plan with individuals steps to follow. It’s easier to reach a goal if you have broken it down.
- You Don’t Believe in Your Unique Talents and Skills
l In today’s society we are often taught that it is not polite to brag about our own talents for fear of being seen as arrogant and conceited. Forget this. If you are good at something, don’t be afraid to share it with the world.
l If you aren’t sure about your talents and skills, think about the things you are doing when you lose track of time. (It’s normal to forget about time when we’re doing something we are good at and enjoy.) You can also ask others.
l It’s time to believe in yourself and what you are able to do.
“You may not be wealthy today, but that doesn’t mean you don’t have the potential to be in the future. Think about the 10 reasons you are not rich today discussed above and make the necessary changes in your life.”
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